How to do bulk transfer or multiple payments in a single transaction ?

Modified on Tue, 25 Jan 2022 at 05:56 PM

It is quite easy to do bulk bank transfers via Payouts. Instead of doing one-by-one payment, the bulk payment enables our customers to make multiple payments to different folks in one shot.

As of now, we have enabled bulk payments via Cashback cards. We will soon enable the same via Standard cards.

Steps :


Login to Karbon Dashboard


Click Payout

If you do not have a Cashback card, please use the below link to apply for a Cashback card.


Click Bulk Payment link


Click on "bulk payment template" and download the file


Open the downloaded excel file, and modify all fields, except method column values

The most important fields are bank_account_number, bank_account_ifsc_code, and amount. In all fields, do not put any special characters, such @,_,* etc.

account_name - name of the bank account holder

beneficiary_name - name of the entity 

beneficiary_role - only use vendor, employee, customer and others

description - put transaction description here 


Click on the "Upload bulk payment file" box


Select the payment file you created or modified from the bulk payment template ( file you downloaded few steps ago )


Click Next


Check if there are any errors in the next page. If no errors, then move forward. If there are errors, then fix the issue.


Click on the row that has errors

"Sunil Kumar" row in the above example

I noticed that the description field has a special character, and hence the issue.


Fix the issue and submit Save button in the dialog

In this issue, I removed special character "/".


You also have an option to Delete the beneficiary for the bulk payments.

Click Delete if you want to do not want to make the payment to a particular person.


Click Next in the Payout dialog


Select the card from which you want to make the payment


Click Next 


Enter the OTP and click Submit 


The payments to all beneficiaries are done.


Refresh the page after 2 minutes


You can download transaction details including UTR by clicking on each transaction.

See the below link for more details.

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